Files
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Contributor
Ibrushi, Denada (Faculty Mentor); Wang, Solomon (Faculty Mentor)
Digital Publisher
Digital Commons at St. Mary's University
Publication Date
Spring 2026
Keywords
Digital finance, Fintech, Cryptocurrency, Fraud potential
Description
Digital finance has expanded rapidly through fintech platforms and cryptocurrency markets, increasing access to financial services while also exposing individuals to higher levels of financial fraud. Most research treats fraud vulnerability as a single outcome, without distinguishing between financial loss and the ability to recognize scams. This study examines how financial literacy shapes fraud vulnerability through its effects on fraud victimization and scam awareness, highlighting its dual role in reducing financial losses and improving scam recognition. Fraud vulnerability is therefore analyzed across two distinct dimensions: realized financial loss and scam awareness.
Format
Size
1 poster
City
San Antonio, Texas
Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial-No Derivative Works 4.0 International License.
Included in
Behavioral Economics Commons, Finance Commons, Science and Technology Studies Commons, Social Psychology Commons