Journal Title

Alabama Law Review

Volume

68

Issue

4

First Page

943

Document Type

Article

Publication Information

2017

Abstract

Part I of this Article both sets the stage for the current environment, in which banks and their officers and directors are under the spotlight and face an increasing amount of pressure due to their perceived role in the instigation of the Great Recession, and then examines in detail improvident lending and wrongful foreclosure, two of the wrongful acts banks have committed in connection with our current financial crisis that have generated a substantial amount of public interest and comment.

Part II examines the potential of officer and director liability for these disparate elements of the Great Recession, looking first at the traditional scope of officer and director liability, and then turning to current calls to fundamentally expand this liability.

Finally, Part III argues that the traditional scope of officer and director liability is sufficient, in the context of wrongful foreclosure, such that no expansion of responsibility is called for. This is because wrongful foreclosure, while a concrete and important part of our recent banking travails, is not implicated in the commencement or propagation of the Great Recession, which is the primary justification given for increased liability. Accordingly, this Article concludes that no expansion of liability for wrongful foreclosure is called for.

Recommended Citation

Chad J. Pomeroy, Well Enough Alone: Liability for Wrongful Foreclosure, 68 Ala. L. Rev. 943 (2017).

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