Texas A&M Journal of Property Law
Wildfires in Texas have generated two interrelated questions: (1) whether insurers have a duty to indemnify residential and commercial property owners if a wild forest, brush, grass, or prairie fire destroys homeowners' property in Texas, and (2) whether insurers have a duty to pay or settle third-party claims in Texas if a property owner starts a fire on her property, which evolves into a wildfire and destroys a third party's residential or commercial property.
Willy E. Rice, Fire Losses and Conflicting Judicial Rulings over Whether Property Insurers Must Indemnify Insureds and Pay Third-Party Claims - Some Implications for Wildfire Litigation in Texas's Courts, 1 Tex. A&M J. Prop. L. 31 (2012).